Save up to $14,000 on home energy upgrades.
Stack federal tax credits, state-level rebates, and utility programs across all 50 U.S. states. We aggregate the rebate landscape so you stop leaving thousands on the table.
Typical Stack — A Single Heat Pump
Find programs in your state
Every U.S. state administers federal IRA programs differently and layers its own rebates on top. Find yours.
Top programs: Connecticut, Maine, Massachusetts…
Top programs: Alabama, Arkansas, Florida…
Top programs: Illinois, Indiana, Iowa…
Top programs: Oklahoma, Texas
Top programs: Arizona, Colorado, Idaho…
Top programs: Alaska, California, Hawaii…
Five federal programs every homeowner should know
The IRA's energy-efficiency programs unlock the largest single source of home-upgrade money in U.S. history. Stack these with state and utility rebates.
IRA 25C
Federal tax credit covering 30% of qualified home efficiency upgrades, capped at $3,200/year. Stacks with state and utility rebates.
Read more →2IRA 25D
30% federal tax credit on solar, geothermal, battery storage, small wind, and fuel-cell systems. No annual cap, runs through 2032.
Read more →3DOE HOMES
$4.3 billion in performance-based rebates administered by state energy offices. Modeled energy-saving thresholds determine the rebate amount.
Read more →4DOE HEAR
$4.5 billion in income-capped point-of-sale rebates for electrification. Heat pumps, induction stoves, panel upgrades, electrical wiring.
Read more →5ENERGY STAR
Joint EPA/DOE labeling program that defines efficiency thresholds nationwide. Most utility and federal rebates require ENERGY STAR-certified equipment.
Read more →What qualifies for the biggest rebates
Stackable upgrades — federal credit + state program + utility rebate.
Central HVAC Systems
ENERGY STAR-certified central air conditioners and gas furnaces qualify for $600 federal credits and utility rebates ranging $200-$1,500.
See rebates →Heat Pumps
The single biggest rebate stack in the IRA: $2,000 federal credit + $8,000 DOE HEAR + utility rebates. Air-source, ground-source, and ductless mini-splits.
See rebates →Heat Pump Water Heaters
Heat pump water heaters get a $2,000 federal credit and up to $1,750 DOE HEAR rebate. They use 60-70% less energy than electric resistance tanks.
See rebates →Insulation & Air Sealing
Attic, wall, and rim-joist insulation qualify for 30% federal credit (up to $1,200) plus utility rebates of $0.10-$0.50 per square foot.
See rebates →Cool Roofing
ENERGY STAR-certified cool roofing reduces attic temperatures by 50°F+ in hot climates. Utility rebates available; federal credit applies to integrated systems.
See rebates →ENERGY STAR Windows & Doors
Federal credit covers 30% of replacement windows ($600/year cap) and exterior doors ($250/door, $500 total). Utility rebates vary widely by state.
See rebates →Ready to find your rebate stack?
Tell us your state, utility, and the upgrade you're considering — we'll point you at every program you can stack.
Get Started — It's FreeCommon questions
How is this different from going directly to the IRS or DOE?
Federal programs (25C, 25D, HOMES, HEAR), state programs, and utility rebates all sit in different places. We aggregate them so you can see all the money you can stack on a single upgrade — without bouncing between 5 different government and utility websites.
Is this an IRS or government website?
No — we're an independent informational resource. Always verify program details with the IRS, your state energy office, and your utility before starting work or filing.
Can I stack federal + state + utility on the same project?
In most cases, yes. The IRS allows the 25C federal credit to be claimed on top of utility rebates. DOE HOMES and HEAR can stack with state programs but typically not with each other on the same dollar of cost. The exact rules are state-administered.
Do I have to be low-income to get rebates?
No. The 25C federal credit has no income test. The DOE HEAR rebates are income-capped (≤150% AMI). Most utility rebates have no income requirement. State programs vary.
How current is your information?
Federal program details are current as of 2026. State and utility programs change frequently — we update regularly but always confirm with the program administrator before signing a contract.